Monday, May 10, 2010

Financial Questions

??Financial Questions??

Frequently, people ask me “How much does it cost to adopt?” Quite honestly, that is a difficult question to answer because, yes, it is expensive, but how can you put a price on a child’s life? Doesn’t every child deserve a home no matter what the cost?

Now, the cost of adoption varies depending on the country, the travel requirements, and the medical condition of the child(ren); but, to have a figure for the curious, an “average” adoption from Ethiopia costs approximately $25,000.00.

Dustin and I knew we wanted to adopt, and I am ashamed to admit, we were hesitant because we, like so many others, did not think we could financially afford the adoption process. We definitely did not have access to anywhere near that much money, and although our families would love to be able to assist us, none of our family members were in a position to be able to afford to contribute financially towards our adoption.

However, after a great deal of prayer, we realized we needed to have faith and know that “Nothing is impossible with God” –Luke 1:37. We believe that if we are doing what he calls us to do, he will help us.

God calls us to look after the orphans of the world: “Religion that God our Father accepts as pure and faultless is this: to look after orphans and widows in their distress and to keep oneself from being polluted by the world.”-James 1:29.

I realize that adoption is not the right thing for every person, but we are all called to acknowledge these children, God’s children, and help them in any way that we can. If you can't adopt a child, maybe there is another way you can make a difference? Could you help someone else in their journey to bring home a child? Could you donate to a christian organization working with orphans? Can you include the millions of orphans in your daily prayers?

Dustin and I felt adoption is what we were led to do. We love children. Although we could have more children biologically, why do that when there are so many (147 million) children without forever families?

We refused to allow finances to deter us from what God had called us to do. So, by the grace of God, we were approved for a loan for the money to adopt. We have a high interest rate, with a high monthly payment that we will be paying on for the next 5 years, but we are making that sacrifice because we know that God will help us with this.

Our friends and family members have given what they could, but money is tight with the strained economy. We are grateful for their generosity; financially, we have received almost $400 total in monetary contributions from all our friends and families.

We have had to adjust our spending to be more frugile, and I have also started selling Usborne Books to help cover our monthly loan payment.

There are grants and low interest loans available if you apply for them and meet their requirements; so if you are determined to adopt, don't like finances deter you!

The financial challenge is one we will continue to face long after the adoption is complete, but we know that it is worth it.

Fortunately, month to month, God keeps our heads above the water, and we are so blessed for that. We trust that he will continue to provide for us because although we do not have riches on earth, we are storing up our treasures in heaven!

Home Study....$2,000
Adoption Agency Expenses....$4,700
Foreign Fee.....$9,000
Medical Screening & Required Training.... $200
USCIS Paperwork, Fingerprinting, Background checks, & Passports....$1,000
Dossier Paperwork & Translation....$1,500
Plane tickets.......$4,000
Opportunity to follow God's commandment and change your life and the life of a child forever.....priceless!

(these prices are approximate)

2 comments:

  1. Is that cost high? Yes, $25,000 for us might as well be a million - and there are people that can't understand someone spending it on an adoption - and yet, put it into perspective! People sign off on car loans, or even boat loans on something that will last them, or they will have, maybe ten years. You are investing in a lifetime! Put it that way, this is best "deal" you could find, what a better investment can there be out there, than in love a child! I think this awesome what you are doing! In our small group yesterday, we read a scripture in Hebrews that commands us, as followers of Christ, to take care of those who have no one to take care of them! You are going far beyong just lip service - and I have loved watching this journey unfold!

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  2. If we were still in NY - we could organize a bottle drive for Alanah! Maybe some people could do garage sales - with the proceeds going to help with the adoption costs! Or bake sales? Church/work collections? What if we got all creative with it - like scouts trying to raise money for trips?

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